Is California a Fault State?

California is considered a fault state. An at-fault state puts the blame and financial responsibility on individuals. The person responsible for the car accident is also responsible for the resulting losses, including medical bills and property damage. A no fault state means that all parties involved in an accident will have coverage from their insurance…
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Is California a Fault State?

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California is considered a fault state. An at-fault state puts the blame and financial responsibility on individuals. The person responsible for the car accident is also responsible for the resulting losses, including medical bills and property damage.

A no fault state means that all parties involved in an accident will have coverage from their insurance with respect to injuries or damages no matter who was at fault for the accident. Here’s what to do if you are involved in a serious California car accident where fault is a question.

How Car Insurance Works in a Fault State

In a fault state, like California, all drivers are required to purchase car insurance for their vehicle. In fact, driving a car in California without insurance is against the law and can result in fines for the driver found to be operating a motor vehicle without proof of insurance.

When purchasing auto insurance, it is important to understand your coverage, something many drivers do not take interest in until being involved in a car accident. Car insurance plans in California are required to meet a minimum policy known as the 15/30/5 rule, which means that the insurer must pay up to:

  • $15,000 for the death or injury of one individual
  • $30,000 for the death or injury of more than one individual
  • $5,000 is the minimum for coverage of property damage

Whenever a driver is involved in an accident, they are required to show their proof of insurance. If the police are called to the site of the accident, they will request the proof of insurance from all drivers involved. Additionally, during the exchange of information,  each driver will provide certain documentation with the individuals involved, including their license, contact information, and proof of insurance.

Common Causes of Car Accidents in CA

With all the drivers, and tourists, in California, the roads from San Diego to Fresno are often packed. It is no surprise then that California often leads the country is car accidents.

When a car accident occurs and the police are called to the site, they will collect information from all parties involved and, in most cases, will assign fault, as they see it, to one or both drivers.

Generally speaking, the police are looking at whether someone was engaging in:

  • Driving Under the Influence (DUI)
  • Aggressive or Angry Driving
  • Distracted Driving

Other reasons for driver negligence can include:

  • Violating Traffic Laws
  • Defective or Poorly Upheld Vehicle Parts
  • Poor Road Conditions

The police officer’s finding is not necessarily determinative and an experienced attorney can help you recover the financial compensation you are owed.

As a fault state, serious California car accidents can get complicated quickly, especially when more than two drivers are involved in the collision. If you were involved in a car accident and are looking to recover property damages, file a personal injury claim, or learn more about the legal remedies available to you, reach out to our experienced legal team at Ghozland Law Firm today.

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Nuestros abogados de empleo y lesiones personales reconocen que las personas con las que trabajamos normalmente pasan por momentos abrumadores y estresantes en sus vidas. Cuando una persona nos contrata, nos esforzamos por brindarle al cliente la representación legal sólida y el asesoramiento eficaz que necesita para recibir una compensación justa y equitativa. Nuestros abogados experimentados están dedicados a ayudar a nuestros clientes en sus momentos de necesidad. Nuestro equipo de empleo y lesiones personales está compuesto por abogados muy respetados que han estado involucrados en varios acuerdos multimillonarios, lo que nos valió ser miembros del Million Dollar Advocates Forum®. Esto demuestra aún más nuestra capacidad para abordar casos de accidentes complejos.

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Con más de 40 años de experiencia, hemos manejado muchos casos de resbalones y caídas. Puedo brindarle el calibre de servicios legales que normalmente solo están disponibles para grandes empresas, debido a mi experiencia en litigios a gran escala que han resultado en indemnizaciones de millones de dólares en muchas ocasiones. En 2014, Michael Ghozland fue nombrado "Luchador callejero del año" por los abogados del consumidor de California en 2014. Debido a mi excelente historial judicial, ganar su caso probablemente signifique obtener un acuerdo privado, sin necesidad de acudir a un tribunal. Las compañías de seguros conocen mi reputación y la mayoría preferiría llegar a un acuerdo antes que enfrentarme en una demanda por resbalón y caída.